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This Startup Wants a Stake in Your Home, Poor Credit No Problem | Tony Seruga
Dec
21

This Startup Wants a Stake in Your Home, Poor Credit No Problem

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  • Company giving homeowners cash for share of property’s equity
  • Point Digital is backed by Greylock Partners and Vikram Pandit

Nicole Bennett wanted to pull cash out of her house in Antioch, California, to reduce a growing mound of debt. When Bennett’s mortgage lender, Wells Fargo & Co., refused the social worker because her credit score was too low, she turned to a technology startup called Point Digital Finance Inc.

In October, Bennett got the almost $40,000 she needed to pay down debt that was costing her more than $1,900 a month in car, personal-loan and credit-card payments. In return, Palo Alto, California-based Point — which is backed by investors including Greylock Partners, Andreessen Horowitz and Vikram Pandit, the former chief executive officer of Citigroup Inc. — wanted to own a piece of her property…

This Startup Wants a Stake in Your Home, Poor Credit No Problem

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